FRACTIONAL CFO · BOOKKEEPING · QUALITY OF EARNINGS
Most CFOs clean up the mess after it’s already cost you. The D.E.A.L. Method runs your business to the standard a buyer’s diligence team would hold it to—starting now, not when you decide to sell.
THE D.E.A.L. METHOD
D
Diagnose
A diligence-grade assessment—bank tie-out to the penny, AR aging against real benchmarks, margin leaks by job or service line, and entity structure review.
E
Engineer
Rebuild the systems so the mess doesn’t come back—job costing, WIP schedules, reconciliation cadence, and automation where it earns its keep.
A
Advise
A steady fractional CFO cadence—13-week rolling cash flow, KPI reporting, and decision support on hiring, pricing, and capital.
L
Leverage
Provably ready for its next move—a loan, a partner buyout, an acquisition, or an eventual sale—because it’s been run to that standard all along.
WHY IT MATTERS
Owner-led businesses rarely fail from one bad decision. They erode—a margin nobody’s watching, a job that quietly lost money, a cash crunch nobody saw coming three weeks out. By the time it shows up on a P&L, it’s already cost you.
The D.E.A.L. Method exists because I’ve sat on the other side of the table—running Quality of Earnings diligence for buyers deciding whether a company’s numbers could be trusted. That’s the same lens I bring to your books, before anyone’s asking.
Jaren Simper, CPA — PwC, three hospice company exits, Simper CFO Advisory.
ENGAGEMENT MODEL
01
Weeks 1 to 4, Discovery and stabilization.
We find out what is actually true. Books reconciled to the penny, chart of accounts rebuilt if it needs it, and the first honest look at cash. Billed hourly against a monthly cap, so the mess does not cost you a surprise.
02
Months 2 to 4, Build.
The operating plan, the rolling forecast, the KPI dashboard, the 13-week cash model. Flat monthly rate while we are building.
03
Month 5 onward, Steady state.
Everything runs. The rate steps down, because it should. You are paying for judgment now, not construction.
We will also tell you when it is time to hire your own controller. A fractional CFO who never works themselves out of a job was not doing the job.
INDUSTRIES
Construction & Trades
Project-based businesses where job costing, working capital, and backlog drive value.
Healthcare
Hospice, home health, urgent care, and MedSpa.
Dental & Orthodontic
Multi-location and practice-based teams preparing for disciplined growth or transition.
SaaS
ASC 606 revenue recognition, MRR/ARR and cohort reporting, CAC-to-LTV discipline for board decks.
START WITH A FIT CALL
A fit call is 20 minutes—no pitch, just a look at what a diligence-grade read of your books would find.
Book a Fit Call
SIMPER CFO ADVISORY